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Mortgage Assistance

Government funds are available now to help homeowners struggling to pay their mortgage due to job or income loss related to the COVID-19 pandemic. The best time to start talking about solutions is now. Our housing counselors can help you navigate temporary mortgage assistance programs and discuss long-term strategies to sustain homeownership. Start by scheduling a free, one-on-one virtual counseling session. 



If you have specific questions regarding your eligibility for the following programs, please contact the responsible agency as listed below. If you are unsure how to proceed, schedule an appointment with a member of our counseling team, who can help you determine long-term solutions to your homeownership goals.

The CARES Pandemic Mortgage Assistance Program

The Pennsylvania Housing Finance Agency (PHFA) is providing mortgage assistance to Pennsylvania homeowners facing financial hardships caused by COVID-19’s impact on the economy. The program provides up to $1,000 per month for no more than six months for eligible applicants. Click here for eligibility requirements. The program has re-opened and will be accepting applications until November 4, 2020. 



URA Housing Stabilization Program

NeighborWorks Western Pennsylvania is partnering with the Urban Redevelopment Authority of Pittsburgh (URA) to distribute mortgage payment assistance for City of Pittsburgh homeowners who have experienced a job or income loss due to the COVID-19 pandemic. The program provides up to $1,000 per month for up to three consecutive months for eligible applicants. Click here for eligibility requirements

United Way of Southwestern Pennsylvania is processing applications for the URA program on a rolling basis. When completing your application, select NeighborWorks Western Pennsylvania as your preferred agency to get matched with us.  


If United Way determines you are eligible, you will be required to meet with a housing counselor. Please note: We’re currently conducting our housing counseling appointments by phone or video calls only.

What if I don't qualify for these programs?

There are still important steps you can take! Sign up for a free appointment with one of our housing counselors to discuss other resources and options. Early intervention is key to better outcomes.


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