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My Life Home Equity Loan

Are you a homeowner searching for a way to finance home improvements or consolidate debts? You may be able to reach your goals with the My Life Home Equity Loan.

Eligible borrowers for this fixed-rate second mortgage loan must:

  • Have a credit score of at least 580.
  • Meet income limits. (Download the income table.) 
  • Own a single-family property that is their principal residence.
  • Complete a counseling session with a NeighborWorks Western Pennsylvania homeownership counselor.

In addition to meeting the above criteria, a property must be located within one of the following Western Pennsylvania counties:

  • Allegheny, Beaver, Butler, Clarion, Clearfield, Crawford, Elk, Erie, Fayette, Greene, Huntingdon, Indiana, Jefferson, Lawrence, McKean, Somerset, Venango, Warren, Washington, and Westmoreland

To learn more, contact us at (412) 281-9773 or


My Life Home Equity Loan is a product of Neighborhood Housing Services of Greater Berks, made available to qualified homeowners in eligible Western Pennsylvania counties through a partnership with NeighborWorks Western Pennsylvania. Limited funds are available for this product.

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